Business Deposit Products

• No minimum balance requirement
• No monthly maintenance fees
• No transaction limits
• Free first order of checks (value up to $100)
• Call 610.363.9400

This is the perfect account for ANY size business! Whether you are a startup working from home, or have 200 employees and on your way to world domination, Basic Business Checking allows for full access to your money and a good night sleep knowing that you don’t have to worry about money being dwindled from your account by your old bank.

• Highly competitive rates *see current rate sheet
• No minimum balance requirement
• No monthly maintenance fees
• Up to six withdrawals per statement cycle, by check, debit card, electronic transfers, online banking or similar order. You are permitted unlimited in-branch withdrawals and ATM withdrawals
• Call 610.363.9400

This account is perfect for any business looking to save money while maintaining liquidity, and combined with our excellent rates, your new money market account will grow quickly. This account can also be used for FREE sweeping or automatic transfer of available funds to cover overdrawn accounts (overdraft fees may apply).

• Highly competitive rates *see banker for details
• No minimum balance requirement
• No monthly maintenance fees
• No transaction limits
• Free first order of checks (value up to $100)
• Call 610.363.9400

This account is perfect for any non-profit looking for maximum liquidity and the ability to earn interest on their operating funds.  Our excellent rates will help your account grow as you run your organization.

• Highly competitive rates *see current rate sheet
• No minimum balance requirement
• No monthly maintenance fees
• Up to six withdrawals per statement cycle, by check, debit card, electronic transfers, online banking or similar order. You are permitted unlimited in-branch withdrawals and ATM withdrawals
• Call 610.363.9400

This account is perfect for any non-profit looking for an FDIC-insured product offering liquidity and excellent rates. In the non-profit world, every dollar counts. When you open your Non-Profit Money Market, you’ll be giving your organization a hand up in supporting its mission.

• Highly competitive rates *see current rate sheet
• No minimum balance requirement
• No monthly maintenance fees
• No transaction limits
• Free first order of checks (value up to $100)
• Call 610.363.9400

The core mission of the Pennsylvania Interest on Lawyers’ Trust Accounts (IOLTA) Board is to support the provision of civil legal services to the Commonwealth’s poor and disadvantaged. The IOLTA Board is a not-for-profit organization and operates under the jurisdiction of the Supreme Court of Pennsylvania. First Resource Bank is proud to not only offer this product to our local attorneys, but to streamline its uses and pay the highest rates possible.

• No monthly maintenance fees
• No minimum balance requirements
• Manage client funds separately in sub-accounts
• Receive monthly reports showing activity for each sub-account
• Call 610-363-9400

If you own rental properties, engage in real estate transactions, or manage funds for others, such as through a title company or law firm, our Easy Escrow account is perfect for you. You can conveniently open sub-accounts and deposit funds directly from your office. Closing accounts and distributing funds is equally simple with our free cash management services.

• Specifically designed for townships and school districts
• Highly competitive rates *contact banker for current rates
• No minimum balance requirement
• No monthly maintenance fees
• Up to six withdrawals per statement cycle, by check, debit card, electronic transfers, online banking or similar order. You are permitted unlimited in-branch withdrawals and ATM withdrawals
• No debit/ATM card
• Call 610.363.9400

This account is perfect for townships and school systems who are looking to save money in a convenient way. This account structure is a great way to keep your money, and combined with our excellent rates, your new savings account will grow quickly.

Streamline Your Business Payments with First Resource Bank’s Lockbox Service* At First Resource Bank, we offer a secure and cost-effective lockbox service, designed to streamline payment processing for municipalities, school districts, doctors’ offices, and any business collecting payments. Our lockbox service enhances cash flow, reduces administrative work, improves security, and ensures better record-keeping by automating payment processing. Our lockbox service automates the following transactions, so you can say goodbye to manual data entry and photocopying:

• Check Payments: Ideal for business-to-business transactions.
• Full Page Documents: Including letters, bills, and invoices.
• Payment Coupons: Such as loan payments, rental stubs, utility bills, tax bills, and more.

With all captured data and images available online, you can easily generate reports, conduct research, and upload accounts receivable data seamlessly. Contact us today to learn more about how our lockbox service can benefit your business!

*Fees apply. Contact a representative for additional details at 610-363-9400.

• Gain multi-million dollar FDIC Insurance on your deposits while still using First Resource Bank as your primary bank of choice
• Highly competitive rates *contact banker for current rates
• All fees are paid by First Resource Bank
• Competitive short and mid-term CD’s as well as liquid accounts are available
• See banker for full details, and restrictions
• Call 610.363.9400

This account may be the solution to consolidating bank accounts during estate planning, public entities, municipalities or anyone who is concerned about going over the FDIC limits. If you are looking for a way to keep large deposits safe, then this may be the perfect account for you. With CDARS and ICS, you can receive up to $200 million in FDIC protection through First Resource Bank. There are few guarantees in life – FDIC insurance is one of them. CDARS can be a valuable cash management or longer-term investment tool for you or your business. We are members of a special network. When you place a large amount with us, we place your funds into certificates of deposit issued by other banks in the network – in increments of less than $250,000 – so that both your principal and interest are eligible for complete FDIC protection. With help from a sophisticated matching system, we exchange deposits with other banks that are members of the network. Click here for more information.

• Minimum balance to open $500
• Highly competitive rates on short, medium and long terms *see current rate sheet
• Early withdrawal penalty will apply
• Call 610.363.9400

This account is perfect for small businesses or non-profits looking to save money or make their accounts grow quickly, and use the funds by a certain period of time, but do not need regular access to the funds. This account structure is a great way to keep your money, and combined with our excellent rates, you will achieve your goals quickly.

Accept payments, send invoices, handle accounting and more with Autobooks. Autobooks is an easy-to-use solution that includes everything you need to stay on top of your business — from accepting payments and sending invoices to handling accounting and reporting. There’s no need to pay for complicated (and expensive) software. Autobooks is available directly inside our online banking portal. How it works: Autobooks invoices are delivered by email, allowing your customers to view and pay instantly via a secure web page. They can pay with any major card (including Amex®), or ACH transfer. Payments go directly into your First Resource Bank checking account — typically within two business days. With Autobooks, you’ll be able to:

• Receive payments directly inside your online and mobile banking — no need to transfer funds from a third-party app
• Accept payments online with a credit card, debit card, or electronic bank transfers (ACH)*
• Create and send digital invoices that are customized with your business logo
• Share your secure payment link on any invoice, text message, social media profile, or web page
• View all transactions in one place — always know who’s paid and who still owes

Contact us today to learn more about how Autobooks can help streamline your payment process and save you time. *Autobooks may apply fees for credit card processing and enhanced reporting features.

Help Protect Your Business from Fraud with First Resource Bank Fraud prevention is critical for your business. Our FREE Positive Pay services help safeguard your accounts by ensuring only authorized checks and ACH transactions are processed. With no monthly service fees and easy-to-use tools, you stay in control. Check Payee Positive Pay Reduce your exposure to fraud and loss by reviewing items before making your pay/no-pay decision. How It Works: Check Payee Positive Pay compares the payee’s name, check number and dollar amount of checks presented for payment against the details you previously uploaded. As checks are processed, either through normal clearing channels or at a teller’s window, they are matched against the Positive Pay system. If the check matches the uploaded data, it is paid. If it does not match or is not in the system, it is flagged as an exception. You will receive an email notification to review and decide whether to pay or return the exception item. Alerts can be set up so that you never miss the opportunity to review checks being presented for payment. A front and back image of the exception item is placed on First Resource Bank’s online portal for your decision. If no decision is received by 10 AM, the item will be returned unpaid. If the check is presented at a teller window and does not match the data in the system, an account signer will be contacted by phone to verify the details. ACH Positive Pay Ensure only ACH transactions from preapproved vendors post to your account. How It Works: ACH Positive Pay ensures that only ACH transactions from preapproved vendors are posted to the account. First Resource Bank manages vendor settings on approved and blocked lists within the system using the instructions you provided. If a transaction outside these settings is received, it is flagged as an exception. You will receive an email notification to review and decide whether to pay or return the exception item. If no decision is made by 10 AM, the item will be returned unpaid. Key Benefits

• FREE Positive Pay fraud prevention services
• No monthly service fee and no per-item fee if you manage exceptions
• Upload or manually enter issued checks into your digital banking portal
• Alerts notify you of exception items for review
• Items not decided upon are automatically returned ($40 fee per item applies)

Ready to protect your business? Contact us today to enroll by emailing [email protected] or calling 610-363-9400.

Important – To ensure the safety of your information, please return these completed documents using our secure messaging center. The link can be found at the bottom of this page.

Download New Customer Information Sheet

Download New Business information Sheet

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